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Steve Shorr Insurance
San Pedro (Los Angeles) California
(310) 519-1335
SteveS@SteveShorr.com Toll Free (888) 277-8219

Pre Underwriting


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How to Get & Keep your Health Insurance
Get & Keep Health Insurance

 

Our "Pre Underwriting" ONE page forms will save you time and effort,  when compared to completing an entire application.  Use these forms  when you simply want to find out if an Insurance Company will give you a policy that must be underwritten.   That is where your Pre-Existing Conditions Medical History , such as those listed on the California Department of Insurance Website are considered in the decesion in whether to issue a policy or not.

If you have a  Guaranteed Way to get coverage, like Employer Group, COBRA or HIPAA that would also be an alternative for you.

We suggest you use these forms whenever there might be an issue of

Instructions

Just fill out the form for your 1st Choice of Insurance Company and then email, fax or snail mail the completed form to us. 

Depending on your computer configuration, some of the forms may be filled out ONLINE and emailed to us, some printed off and faxed, whatever.  It is easiest for us, if you can email the forms in .pdf.

These forms can be submitted CONFIDENTIALLY, just put in your first name and last initial or just initials.

The healthy members of your family should be able to qualify for a standard plan.

If the preliminary decision from the Insurance Company is favorable, say less than a 51% rate up, complete the full application here.
You can also verify rates & benefits here.  This quote engine only provides the preferred rate, just add your surcharge, if any, to compute the final "preliminary offer" rate.
 If not, check out guaranteed and other options or email us to review further.

Sample Response

One Page - Pre Underwriting FORMS

bulletAetna
bulletBlue Cross
bullet Blue Shield  
bullet PacifiCare
bulletHealth Net, CIGNA, KAISER
Please complete one of the above forms and send to us.

Government Help   Mr. Mip   HIPAA Rates 
Guaranteed Issue Mini Med Plans

Consumer Links

MIB  (Medical Information Bureau) Info.

Wrong Info on Application?
 Pre-Existing Conditions
BC Individual Blue Shield Aetna Individual Health Net - Individual Pacificare Individual Kaiser Individual CIGNA Short Term Plans Pre Underwriting Individual Quotes Video Instructions

Broker ONLY

Aetna ONLINE Pre-screen Input requires password

Health Net - Please send  email us your questions. and put in the same basic information as the other company forms ask for or call 1-800-448-4411 Option 4

Kaiser - Fill out a "sample" form above and we will email it to Ms. Hill @ Kaiser and she will check with an Underwriter.

 

   


Steve Shorr, President,
CPCU, REBC, RHU

Established   1981

Email Us
SteveS@SteveShorr.com

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1027 W. 11th # 3 San Pedro, CA 90731-3558
Do not use Certified Mail to contact us.

Calif. Department of Insurance
License # 0596610
 

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