Pac Advantage History
Pac Advantage was created as part of the small business health insurance
reforms enacted in California in 1992.
All plans available to small employers in California—both
inside and outside Pac Advantage—are sold on a "guarantee issue basis." That
means employees and their dependents cannot be turned down for health
insurance coverage because of health, age, occupation, or residence,
provided their employer meets minimal
participation requirements.
How Pac Advantage Works
Pac Advantage contracts with quality medical, dental, vision and chiropractic
insurance plans to offer health insurance coverage to small businesses. By
combining the purchasing power of thousands of small businesses throughout
California, Pac Advantage permits small employers to offer their employees a
wide choice of quality health insurance plans, full-service products, and
affordable co-payment levels.

Service Issues? Pac Advantage by phone at 877-735-5742 or email at
customerservice@pacadvantage.org.
Be sure to include our agent information
on applications and all correspondence