If you waive coverage during, Initial
Enrollment, Open Enrollment -
Plan Anniversary can you
or your dependent's apply later?
Generally NO, you must wait until the
Plan Anniversary.
If you lose other GROUP coverage - then yes, within 30 days. as you
would than qualify as a LATE
Enrollee We suggest that you get a
Temporary Plan, or keep your COBRA, until you qualify for your
Employer Group Coverage.
You never know when something might happen.
If a new Employee
Application is received by ... more than 31 days after becoming
eligible, the subscriber and eligible dependents will be considered
Late Enrollees and will be required to wait
until the group's anniversary date to obtain coverage. This is known as
Open Enrollment.
The process for Open Enrollment is the same as if the group were adding an
employee upon its anniversary date. (12 months after they first signed up
with the Insurance Company) All employees and/or eligible dependents
who previously declined to enroll, who wish to enroll, must complete an
Employee
Application. The application must be received within 30 days of the
group's anniversary date. The group anniversary can be verified by
contacting Customer Service. Blue Cross Administrators Manual
An employers anniversary date is the month and day on which the groups policy became effective and coverage
commenced. The groups anniversary date cannot be changed. The groups anniversary date is important
because there are certain actions and changes that can occur only on that date. These activities include the
following:
