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| For $400 a
month,... the Mega sales agent said, they could buy a
group policy that would cover 80 percent to 100 percent of their hospital
costs up to $1 million.
(then) a blizzard of medical bills topping $210,000 arrived. Mega
only covered $33,428 they still owed $181,855. |
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Benefit
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Mega's maximum payout
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Average treatment cost
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Hospital room and board
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$200-$600 per day (depending on policy)
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$3,180-$7,648
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Miscellaneous hospital/inpatient charges
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$4,000 to $36,000
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A weeklong hospital stay costs $100,000-plus
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Hospital intensive care/cardiac unit
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$600 to $1,800 per day
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ICU $9,428 a day; CCU $3,417 a day
(a five-day stay can average $28,663 for a heart-attack victim)
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Outpatient
chemotherapy
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$1,250 per day ($100,000 lifetime-optional)
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$8,400-$18,000 a day
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Surgeon benefit
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$4,000 to $36,000
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$2,350-$6,142 for first 30 minutes.
$588-$1,536 each additional 15 minutes.
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Ambulance transportation
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$250 (only when confined in hospital)
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$607
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Source: Sacramento Bee 8/29/2005Article
on The Foundation for
Taxpayer and Consumer Rights Website
Archives Search
Similar article in
Business Week includes readers comments - some from former NASE
agents. The Henderson's are represented by the
Gallegos Law
Firm
NASE brochure 8/04 36
Pages Mid
West 40 pages
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A CONSUMER’S GUIDE TO
GETTING AND KEEPING HEALTH INSURANCE (Health Insurance Info.net) |
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FAQ's On Health Insurance |
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Comments? Please note - any comments or suggestions will be
answered publicly. The public is entitled to all the information available on any
Insurance Company or health plan. We certainly don't want National
Health Insurance. We are willing to keep your anonymity.
Lest anyone say that I'm not being fair, here's the official websites
for
NASE,
Mega Life
UICI |
UICI's 4/6/2006
letter, critiquing and commenting on this site.
September 2007 36 States Launch Investigations into Limited Benefit Plans
Free Advise.com
on NASE |
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