|
|
|
Medical Expense reimbursement or HRA's (Health Reimbursement Accounts) under IRC Section §105 plans allow an employer to pay for uninsured medical expenses (IRC §213 [d]) and deduct it. The employer does not have to fund or prepay expenses, it can be pay as you go. The employee though must report it as income. Many Insurance Companies & HMO's Rules do not allow this type of plan, they feel that it encourages more utilization of benefits** and they may not allow you to have both an HRA & HSA. However, Aetna, Kaiser and UHP - United Health Plan do, so enter your census and get a FREE no obligation proposal for your company if you're in California. If not click here to find an agent near you. Administrators Check out Ben E Lect where you have a regular group plan with a high deductible, the employer pays the small claims at a great premiums savings. Click here to enter your group census. We will then review it and get you the "self funded" numbers. GRR Enterprises Assoc. 105 Eflex 3rd Party Administrators BASIC - Human Resource Connection - Administrator Adverse Selection - see slides 10 - 12 Price Waterhouse Presentation View the entire IRS publication on Fringe Benefits 15 b Click here to see a one page explanation from the IRS on Section 105 h. Tax Facts on Life Insurance Subscription required or email us your questions |
|
Click here for Caveats, Disclaimers, Usage Agreement & Contact Info. Let us know, how we can make our site more helpful 1027 W. 11th # 3 San Pedro, CA 90731-3558
|