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CA Insurance Code §10192.11 (h) An individual shall be entitled to an annual open enrollment period lasting 30 days or more, commencing with the individual's birthday, during which time that person may purchase any Medicare supplement policy that offers benefits equal to or lesser than those provided by the previous coverage.
Calif. Insurance Code relating to Medi gap Article 6. Medicare Supplement Policies §10192.1-10192.23
(Article 6.5.) Seniors Health Insurance Disclosure §10195.1-10195.8
Rules on changing Medicare Advantage Plans Medicare Website
The Annual Coordinated Election Period (AEP) runs from November 15 through December 31 each year. During this time beneficiaries may change prescription drug plans, change Medicare Advantage plans, return to original Medicare, or enroll in a Medicare Advantage plan for the first time. Enrollment changes take effect on January 1. Medicare Acronyms
General Enrollment Period (GEP) Medicare beneficiaries who did not enroll in Part B when they first became eligible for Medicare may elect Part B coverage during the General Enrollment Period, which extends from January 1 through March 31 each year. Enrollment becomes effective on July 1 of the same year. Medicare Acronyms
The Open Enrollment Period (OEP) provides Medicare beneficiaries with one opportunity to enroll in, disenroll from, or change a Medicare Advantage plan. Like the General Enrollment Period, the Open Enrollment Period extends from January 1 through March 31 each year. Unlike enrollment in Part B, the change in Medicare Advantage enrollment or disenrollment becomes effective the month after the change is made. Medicare Acronyms
Special Enrollment Periods (SEP) allow beneficiaries to make an enrollment change outside of the GEP, the AEP, the OEP and the L-OEP. Medicare Acronyms
Limited Open Enrollment Period (L-OEP) Ended July 31, 2007

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