Mandatory coverage in group plans no Pre Esisting Condition Clause! CA State Disability Insurance California AIM (Access for Infants and Mothers (Web Site) provides coverage for women who are already pregnant and need maternity insurance coverage. Be sure to put in our Agent's Information This program is mandated under CA Insurance Code 12695 et seq.
View application 5 Pages
View AIM Program Handbook: 50 pages and includes the five-page application.
aim.ca.gov/Costs/
Blue Cross AIM Customer Service Contact Info.
Husbands and boyfriends can get coverage through the Blue Cross Right Plan PPO 40
California Medi-Cal Presumptive Eligibility
Here's Financial Eligibility Calculator for Numerous California Programs You might also try the Mr. Mip program. Have you had group health insurance in the past 2 months - Cal Cobra or COBRA? Click here for Other Programs in California & Nationally
Maternity Discount Program --- If you don't qualify for AIM, or any other coverage or don’t live in
California and need maternity benefits click here for a non-insurance plan that has contracted with doctors and hospitals to give you BIG discounts on their fees. You might also try these links from NAHU.
Group Employer Plans
Maternity in most cases can't be excluded as a Preexisting Condition in a Group policy. Nor can a newborn who has applied for coverage ... within 30 days of birth; or A child who is adopted ... within the 30 days. Insurance Code §10708 d3 cal patient guide 26 U.S.C.A. section §9801(d)3; Cal. Health and Safety Code section §1357.51 g 3 CA
No individual or group policy of health insurance that is issued, amended, renewed, or delivered on or after July 1, 2003, that provides maternity coverage shall contain a copayment or deductible for inpatient hospital maternity services that exceeds the most common amount of the copayment or deductible contained in the policy for inpatient services provided for other covered medical conditions or contain a copayment or deductible for ambulatory care maternity services that exceeds the most common amount of the copayment or deductible contained in the policy for ambulatory care services provided for other covered medical conditions. CA Insurance Code 10119.5. (a) SB 1411 2002
Guaranteed Coverage for Employer Group of 2
The Newborns’ and Mothers’ Health Protection Act of 1996 new protections for mothers and their newborn children with regard to the length of the hospital stay following childbirth Q & A Page 31
CA Health & Safety Code § 1367.69(a)...obstetrician gynecologists- must be eligible as primary care physicians (PCP) - that means you can schedule an appointment with your OB/GYN without going to your PCP first, in the same Medical Group/IPA. Provider Finder
IRS Code § 9811. Standards relating to benefits for mothers and newborns
Federal & State Family Leave Act
Attorney Referrals? Do you need health_insurance_order information?
