Phone 310.519.1335
Get Instant Quotes for Individuals & Families, Employer Groups, etc.  - Your privacy is guaranteed - we do NOT share your information with any other salespersons
No extra charge for our professional services!

Serving CA & the Nation

Steve Shorr Insurance
Individual and Family Health Insurance

Instant Medical Quotes
Dental


Steve Shorr, President,
CPCU, REBC, RHU


 Family & Individual
Blue Cross - Anthem
Blue Shield
Kaiser
Health Net
Aetna
CIGNA
Pacificare
Dental
Disability Income
Children < 19
Short Term Plans
Health Reform
Check Free
HSA's
International
Pre Application
Rate Increases?
Guaranteed Issue?
Resources
Site Map
HIPAA
Root Directory
Travel Medical Insurance

 

 

 

 

 

 

 


 

Rates & Benefits Senior Dental Employer Groups  Resources Vision
FAQ's Implants?

Individual Dental Plans

 

Blue Cross Anthem
Blue Cross Blue Shield Delta & Others Vision
Rates & Benefits
Multi Flex Safe Guard Delta Dental

For the same premium... Why not protect your family, in case you pass away or become disabled?
Term Life Quotes  Disability

Use your Browser's Back Button to return to this page.
Back Button Explanation

Blue Cross Group Dental

Blue Shield Dental Brochures top
 

Broker only Link

Delta Dental
 

Consumer Links
Employer Groups

Web MD Dental Terms
Glossary from MultiFlex
Golden West Dental Dictionary

Dental Site - Dr. Dorfman DDS  Excellent Site for Dental Information

WebMD  on Dental
Dental Insurance 101  

1 800 Dentist

Verify your Dentist in CA is licensed

CA Dental Assoc New Law for 1/2007 requiring dental screening for entering Kindergarten. 

Healthy Families 

Medi-Cal

Sealants Fact Sheet

.webmd.com - sealants

Dental Education
From Health Net Website
 
We encourage you to access some of our interesting and useful dental information that will help ensure better dental health and keep you educated on the dental industry.

Please click on a selection below for more information:

  • The Dental Articles section provides dental information on a variety of topics including periodontal disease and oral cancer screening.
     
  • Tips and Trivia offers information on proper brushing and flossing techniques and little-known facts about the dental industry.
     
  • The Terminology section provides an A-Z guide of frequently used dental words including clinical terms, industry terms and specialty types.
     
  • Dental Market Information outlines the latest trends and statistics on dental products.
     
  • Web Site Links provides links to additional dental sites to help you find more dental information.
  •  

    Technical & Research Links
    Employer Groups

    Cal Broker Magazine

    UC R Dental Schedule - $25  Alternate webb dental.com/

    TMJ - Medical Necessity
    under Medical NOT Dental Coverage
    TMJ society.org/
     

    tmj.org/

    AB 2994, Brulte. Health insurance: benefit coverage.
    ... upper or lower jawbone, or associated bone joints. ...
    This bill would provide that any provision of a prescribed health care service plan contract that excludes coverage for these surgical procedures shall have no force or effect if that provision results in any failure to provide medically-necessary services, as specified.

    It would also require certain individual and group policies of disability insurance and certain nonprofit hospital service plans to provide coverage for these procedures except with respect to dental services, if each procedure being considered for reimbursement is deemed medically-necessary pursuant to the plan's or policy's definition of medical necessity.

    FAQ's

    Is there coverage for Dental Implants?

    Generally No.  See below for additional information and suggestions.

    Dental implants may be thought of as artificial tooth roots which allow the fabricated teeth to be firmly attached to the mouth.  One may consider the jaw bone as a piece of wood and a dental implant as a screw
    Dr. Dorfman's DDS Website
    Photo's 
    Boston Dental Implants Website (Archive.org)  
    Smile Implant Center.com

    Taxes
    You can include in medical expenses the amounts you pay for dental treatment. This includes fees paid to dentists for X-rays, fillings, braces, extractions, dentures, etc.   including artificial teeth
    IRS Publication 502 Page 5 & 7

    Implants are done when one doesn't want a bridge because it more permanent and look better even in the back of the mouth and in view of this it's considered cosmetic.

    Unfortunately, implants are not a covered benefit. However, it is possible that Delta would provide an allowance for the covered benefit. It's best that the enrollee ask their dentist to submit a pre-determination to Delta so that Delta can determine the covered benefit (if any) and the enrollees responsibility for payment in advance.

    Limitations:
    The replacement of lost or stolen dentures, crown and bridge work, dental procedures and charges incurred as part of implants (placement or removal) and prosthetic devices placed on implants (fixed or removable, for example: bridges, crowns) are not covered. 
    Smile Saver Brochure

    Answers.com

    Diabetes and Oral Health:

    How diabetes can affect your teeth and gums

    How to keep your teeth and gums healthy and happy
    How effective treatment of periodontal disease can help control your diabetes
    How effective treatment of periodontal disease can help reduce your health care costs
    Pregnancy and Oral Health:

    How oral health can affect you and your child

    How to keep your teeth and gums healthy and happy during pregnancy
    How effective treatment of periodontal disease can help to reduce problems during pregnancy
    Dental treatments you should avoid while pregnant

    Employer Groups  Vision
    Parent Page Blue Cross - Anthem Blue Shield Kaiser Health Net Aetna CIGNA Pacificare Dental Disability Income Children < 19 Short Term Plans Health Reform Check Free HSA's International Pre Application Rate Increases? Guaranteed Issue? Resources Site Map
    Blue Shield SENIOR

    Send us an email
    Steve@SteveShorr.com
    Phone 310.519.1335


    Use your Browser's Back Button to return to this page.
    Back Button Explanation

     


    Steve Shorr.com   Employer Group   Individual and Family   HIPAA Rates   Medicare Supplements   Life and Estate Planning   Health Insurance Law

    Need Help? 
    Have a Question?

    (310) 519-1335
     SteveS@SteveShorr.com

    Follow us on Facebook

     

    Caveats & Disclaimers

    tumblr hit counter