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When are my children no longer considered dependents, for Insurance Purposes? that is, How long can a child stay on their parents medical or health Insurance policy? What is the definition of Dependent in Health Insurance?
When your child/stepchild gets married or turns 23 (whichever comes first), the child is no longer considered your dependent.
There is one exception: when your child turns 23 but is incapable of self-support because of a physical or mental disability that has existed from before the age of 23. In this case, the child may remain a dependent until the incapacity ends. Staying on Health Plan if Disabled
Eligible Dependents
The following persons, if not otherwise covered as subscribers in your Blue Cross plan or in military service, are considered eligible dependents:
• The lawful spouse of the opposite sex -
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so, if you're getting divorced you can stay on, till the divorce is final. You're spouse cannot take you off the coverage out of spite - Standard Family Law Restraining Orders FL 110 |
• A certified domestic partner See article on State Bar Web site
• Any unmarried, biological or legally adopted child (see "Children" subsection for age requirements)
• A stepchild of the subscriber or enrolled spouse
• A child (ward) of a subscriber or the subscriber’s enrolled spouse who is named the permanent legal guardian
• A dependent child of a domestic partner, only if he/she is the employee’s biological or adopted child and only if domestic partner eligibility has been elected by the employer Source Page 15 Blue Cross Administrators Guide AB 1672 Definition of Dependent Health Net - Page 18 Employer Manual Blue Cross Individual Dental Definition - Page 11 of their brochure
Dependents (age 19 through 23) attending school full-time, include name of dependent, name/address of school, and number of credits Pacificare Individual Definition
Definition of Dependent IRC 152a) ''dependent'' means any of the following individuals over half of whose support, for the calendar year in which the taxable year of the taxpayer begins, was received from the taxpayer (or is treated under subsection (c) or (e) as received from the taxpayer):
Family Law Code 3751.5 Right of Other Parent to Obtain Medical Information
Over Age Dependent Form - Health Net
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