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A cochlear implant is a small electronic device that can help "make" sound if you have severe or total hearing loss. The implant does the job of the damaged or absent nerve cells that in a normal ear make it possible to hear (auditory nerves). Cochlear implants can be programmed according to your specific needs and degree of hearing loss. Web MD

Will an implant be covered your your Medical Insurance? Cochlear.org/  Aetna's Bulletin on Cochlear Implants, includes billing codes.

Pre-Exisiting Condition Clause

Did the employee have credible coverage

 within the past 63 days?  If not PPO would have a 6 month Pre-X and HMO would not have a Pre-X waiting period.

Medical Necessity

Guaranteed Issue for Employer Groups - AB 1672

Cochlear Americas.com/  Insurance FAQ's Health Insurance Consumer Article Page 16

Cochlear Americas.com/

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