CaliforniaChoice provides a new and effective way to meet the
changing needs of employees at
small California companies; while offering an
effective program that would enable business owners to continue subsidizing
benefits in the face of
rising healthcare premiums.
The concept, known as a Defined Contribution Exchange, offers a solution
that gives employers the advantage of cost control while achieving a higher
level of employee retention through satisfaction. Employees
can choose the
health plan attributes that specifically fit their needs.
Cal Choice
Carrier selection
Premium/benefit level Doctor network Formulary Voluntary vs. buy-up options
Core Offerings
California Choice offers medical HMO and PPO plans; dental HMO, PPO
and EPO; Rx; voluntary vision and multi-choice dental coverage; term life;
chiropractic/acupuncture options. Our list of premier carriers include:
You might also consider a Section 125 POP
plan, so that the employee's contributions are Tax Deductible.
HIPAA for when
COBRA ends
Employees can enroll in any of these
Health Plans Blue Shield of California (HMO and PPO) Health Net, Elect Open Access, Salud con Health Net and Salud Mexico Kaiser Permanente Sharp Health Plan Western Health Advantage
Employer advantages
Exceptional cost controlGuaranteed rates for 12 months Full choice program offering 8 benefit levels, multiple carriers and
formulary options, and an extensive provider network Simple and efficient online administration Single source billing Full team support from enrollment through renewal Highly effective recruitment and retention tool
Employee advantages
The freedom to choose the healthcare that suits their individual
needs Larger doctor network Enhanced formulary options The ability to access and update plan information, conduct
doctor/hospital search and order forms 24/7 via our secure website
Cal Choice Web Site
Enrollment Guide for Employees
