An IRA (Individual Retirement Account) allows you to save for Retirement - Tax Deferred. We generally fund them with Annuities It's like a bank account, but with an Insurance Company and it can give you a GUARANTEED income for life. ( irs.gov/p590)
If you ever worked for a company or put money into a plan, but do not remember where it is, etc. try these ideas to locate your missing retirement funds.