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Health Coverage for Individuals, Families & Children
We take pride in helping Individuals and Families obtain medical insurance coverage with PPO or HMO Comprehensive coverage which may include unlimited doctor visits for $10. We offer free no obligation Instant Quotes 24/7.
We are here to provide personal service, via phone, 310.519.1335 Email and face to face visits, either in our office, your home or office or a mutually convenient location.
We can even help you, if you have Pre Existing Condition issues. One way is to fill out a Pre Application Form so that you can find out in a day or so, with just a one page confidential application, you do not even have to list your name, rather than a full application which can take 20 minutes.
You might also want to check out our disability page to recover your lost wages. G-d forbid, that you don't recover you might want to check out our Life Insurance page to protect your loved ones.
All plans are guaranteed renewable (per Insurance Code §10273.6) and they have contractual guarantees* not to single you out for a rate increase or cancellation if you have too many claims or get sick. See also new protections under the Patient and Affordable Health Care Act.
Consumer Links
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How to choose a health planWeb MD
California Patient's Guide, how to correct errors in your medical records.
At least once each year, a health insurer shall permit an individual who has been covered for at least 18 months under an individual health benefit plan to transfer, without medical underwriting, to any other individual health benefit plan offered by that same health insurer that provides equal or lesser benefits as determined by the insurer
AB 2889
§10119.1(b)
HMO Help.ca.gov/
Blue Shield Transfer Form
Health Net
Medical Underwriting
Pre Application Underwriting FORMS
CHFC Website on issues of being able to get the "REAL" prices of Health Care for Consumer Directed Health Care Plans
Get Quotes for the Healthy Members of your Family
Carriers
                   
* Example - Blue Cross does not change coverage or rates unless the change applies to all covered persons of the same class Page 15 of their brochure
List of underwriting conditions, that might be considered
Pre - X
links to carriers websites
Medical Underwriting
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