How does Health Reform affect Individuals & Families?

Consumer Links

Blue Cross Guide Individuals & Families Health Care Reform Rev 12/2011

Check out the Small Employer Timeline as we have hyperlinked the reforms to MORE detail

No Rescissions Blue Cross FAQ's

Dependents to Age 26

Preventative Services

Health Net

Health Net Pamphlet 22 Pages

PPACA More Info

Dependent Definitions

Medical Loss Ratio (MLR)

Exchanges

Grandfathering

Constitutionality

• Health Care Reform Repeal?

PPACA Resources

Summary of Benefits

Preventative Services

Essential Benefits

Annual & Lifetime Limits

Individual Mandate

Health Reform Subsidy Calculator

Premium Assistance for Coverage in Exchanges

Sample Calculations

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Health Insurance Underwriter October 2010

Summary Chart

Blue Cross

• Non-Grandfathered Members
  • Members will receive new certificates and new ID cards in the mail beginning mid December.
  • Members receive the following PPACA provisions:
    • Expanded Dependent Coverage
    • No Annual Dollar or Lifetime Limits
    • Expanded Preventive Care
    • No Pre-existing Condition Waiting Period for Children under 19
    • New Patient Protections
    • New Limitations on Rescission
• Grandfathered Members
  • Members will  receive new amendments in the future, but will not receive new ID cards.
  • Members receive the following four PPACA provisions:
    • Expanded Dependent Coverage
    • No Lifetime Limits
    • New Patient Protections
    • New Limitations on Rescission (BC 12/17/2010 Bulletin)

Bookmarks

Subsidy Calculator