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How do I find and compare HIPAA rates, benefits and application in the brochures on this website? And select the "best" one for my pocket book?
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Select the Brochure, including Rates, Application and Benefits Summary you want to review first.
 If you have trouble loading the brochure, email us and we will email you the brochure.
Rate Pages - Los Angeles - ALL Companies 4/2012
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| Let's look at PacifiCare First. PacifiCare is currently giving the fastest and most efficient Service in issuing policies. Claims and long term service.
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The bookmarks section should open up automatically. Then let's look at the coverage offered. Click on Coverage Matrix
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A one page summary of the available coverage's are shown.
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Then find what rating area you are in
 Use Search Feature - to find the things you are most interested in learning about
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| Next either shop other plans (the process is the same) Sample Comparison Matrix or complete the enrollment application Is there much difference in rates & benefits from one company to another?
We do not think so... 80% mandatory loss ratio.
What is the best plan?
The answer, as Tevia said in Fiddler on the Roof is, we do not know.
We feel like the Maytag Repairman, in that our clients very rarely call (310.519.1335), Skype or email us with any complaints. We look forward to helping our clients enforce their legal, contractual & ethical rights with Insurance Companies.
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Need Explicit Details and Complex Claims Questions?
Study of Claims and 10 sample policies
Georgetown University
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Historical Info
Sample Comparison(We have not updated this lately)
Check the actual brochures, above
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Feature - Benefit
| Blue Cross | Blue Shield | Health Net | Aetna | PacifiCare | Misc. |
| HMO | Saver Select
| Access Plus | $15 $40
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| PPO | Basic $1,000 Share $5,000
| $5,000*
$5,500
| Simple Value $50 | $2,500 $3,500
| SDHP (SDA - Self Directed Account)
$3,000Select Plan
$3,000
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| HSA | | $4,000 | Simple Choice
$4,000 ded. | | | |
Individual
Out of Pocket Max (OOP)* | $3,000 $3,000
$3,500
$7,500
| $3,000 $10,000
$10,000
$19,000
| $3,000 $3,000
$17,500
$9,000
| $19.500* $20,500*
| $7,000 $7,000
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Participating Provider List
(MD & Hospital ) | Provider Finder | Provider Finder | Provider Finder | Provider Finder | Provider Finder | |
| Rx Formulary | Formulary | Formulary | Formulary | Formulary | Rx Formulary | |
| Rates | HMO & PPO | HMO PPO
| HMO, PPO & HSA | PPO | PPO | |
| Application | Paper | | PAPER | Paper | Paper | |
One Page Pre-Application
Find out if you qualify for a underwritten Plan |
*In & Out of Network &
Including Deductible
The above section on OOP is being double checked
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Steve@SteveShorr.com
Phone 310.519.1335
Need Larger Type?
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