Steve can help you navigate and compare rates and benefits from several companies that offer HIPAA guaranteed issue medical coverage, when your COBRA and / or Cal COBRA end. Steve will answer your questions and get you a policy that will cover any pre-existing conditions that you might have.
(§300gg-41).
The Health Insurance Portability and Accountability Act of 1996
Do not wait for your Certificate of Coverage to send us your enrollment forms. Do it this week to make sure you have NO LAPSE IN COVERAGE. The Insurance Companies have become very sticky on effective dates.
Blue Cross Request for Info. honoring initial application submission
Blue Shield Documentation Required
Steve is paid by by the Insurance Companies to help you submit your application. There is no charge to you for his expertise and service. Steve's HIPAA prices, benefits, etc. are the same as any other legally authorized agent or direct with the Insurance Company. The official Company brochures, with the application and rates on file with the Department of Insurance or Managed Health Care are one mouse click away, on THIS website for your review and comparison.
 
Steve will also help you qualify for preferred underwritten rates, as your pre existing conditions, might not be considered that bad, by Insurance Underwriting Guidelines. Just send us a Pre-Application Form.
 
Did you start a business with 2 or more employees, which can even include your spouse?
GENERAL help ONLINE to select the most appropriate plan? (Plan Finders)
Aetna
 
Please send us your completed application ASAP via:
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