Blue Shield HIPAA Plans

Monthly Rates  1/2009revision
2/2010 Rates for ONE person, Los Angeles County

General Information on Blue Shield's website
Paper Application Good only for February Enrollment, For HIPAA ONLY, skip the health questions and just complete Parts 1-3, 8-11 March application
ONLINE Application



Effective March 2, 2010 the
Access+ HMO and EOC
Shield Savings 4000/8000*,  EOC
Shield Spectrum PPO 5000*, EOC
PPO 5500 EOC
 plans can be sold on a guaranteed-issue basis for new members.
blue shield ca.com/

Rates 3/2/2010 San Pedro

Health Net

Authorized Agent

HIPAA Rates, Benefits and Application Health Net 7/1/2009
ONLINE Application Note that if you are denied for standard coverage, Health Net requires that you submit the
PAPER(4/2009) HIPAA application for  Guaranteed HIPAA coverage.  Be sure to put our name in as agent and fax to us.

 

Anthem Blue Cross

Authorized Agent

HIPAA Rates, Coverage & Paper Application Anthem Blue Cross 1/1/2010 interim


$1,500 EOC (Evidence of Coverage) 63 pages
Note new Bookmark Feature in the 20 page .pdf

Online Application

Blue Cross Provider Finder

Blue Cross information on DMHC Website

 

Pacificare

Authorized Agent

Brochure HMO - PPO  Pacificare HIPAA Premiums
FROM DMHC Website
HIPAA Individual Matrix I
HIPAA Individual Rates I
HIPAA Individual Rates II

 Applications ONLINE or Paper

Phone Contact - (310) 519-1335,  800 232-54321-800-861-6611

 

 

Aetna

Authorized Agent

You may call them at 1-888-438-8581  to help you with you application
 

Cover Letter for Rates & Benefits
Aetna HIPAA Rates, Premiums 7/2009
MC $2,500  $5,000 7/2009
16 page brochure  INFORMATIONAL only, as AETNA's HIPPA plans are not the same as their regular offerings


Paper Application 9/07
Apply ONLINE with Aetna, check the application.  You should be able to apply for both the GUARANTEED HIPAA & a Standard Plan at the same time.
1-888-438-8581.

Aetna HIPAA information on DMHC Website

 

The main thing that you need to apply for coverage is your Certificate of Credible Coverage

Kaiser Individuals & Families  HIPAA
Kaiser only does their HIPAA plans direct and not thru brokers, this link is simply here as a public service (Leviticus 19:9
If you want to hire us as consultants that would be $150.

 

and , a note from your COBRA carrier, that your 18 Months Federal and 18 Months Cal Cobra are all used up.****  Sample Blue Cross letter of what you need.

Please note - Our  ONLINE Quote Engine

 does NOT give you HIPAA rates, the rates & benefits are above.

Guaranteed Issue Scheduled Benefits Plan with NO  Pre-X.   Think twice before giving up HIPAA rights to get it.

Qualifications and Rules to Qualify for HIPAA Coverage when your COBRA expires
You might also check Mr. Mip rates - although coverage is limited to $75k/year.
  Bear in mind the 63 day LIMIT to get HIPAA
"Sample" probable underwriting Pre Existing Condition  form.
Are you starting your own business?
Guaranteed Issue with 2 or more employees.  This can include your spouse.
How to compare plans

Get Quotes for the Healthy Members of your Family

Health Coverage Eligibility Quiz

 We suggest that you apply for a Regular Plan, as the application allows you to check off the box for Guaranteed HIPAA coverage, if you don't qualify for the preferred rates.  

A big advantage to guaranteed plans is that Companies selling individual health insurance typically require a review of your medical history including pre-existing conditions  that could result in a higher premium or you could be denied coverage entirely.  AB 356 -  requires that you be given the reason for a denial and advised of Mr. Mip.
, Here's typical underwriting guidelines on the California Insurance Commissioner's website.

A CONSUMER’S GUIDE TO GETTING AND KEEPING HEALTH INSURANCE  California