Since the Insurance Companies we represent are MANDATED by AB 1672 to write any EmployER with 2 or more eligible employees, including husband and wife, and part timers, they require absolute proof that the business is really there and running, though in this economy a profit is not required.
On this page and those below it, are typical Requirements, by type of business structure, to show that your business, working owners who must sign a statement under penalty of recession and employees really exist.
If ALL your employees are on payroll, there is generally nothing to prove, just send your DE 6 or 9.
Please do not call and ask us "what if" questions. Just send us all your paperwork, for the type of business structure that you have. We can then double check if the companies will accept it.
Excerpt of Owner in Biz Form I attest that while I am not listed on the DE-6 or 9 wage report of this company, ALL of the following conditions are true:
1. I am a sole proprietor, partner, corporate officer or LLC manager/member of the company name indicated below; and
2. I am actively at work at this company working a minimum of 20 hours per week on a permanent and full-time basis; and
There must be at least ONE employee working 30 hours. See Insurance Code 10700 f for more detail
3. I draw wages, dividends or other distributions from this company on a regular basis; and
4. I do not derive substantial earned income from any other employer and am not eligible for other employer-sponsored coverage; andSee Insurance Code 10700 f for more detail 
5. I have satisfied the designated waiting period before health insurance coverage is to become effective.
(Blue Cross owners work form, all Forms & Applications)
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Aetna
Blue Shield
PacifiCare Underwriting
Health Net - does not have specific requirements - Here are sample forms - Send in as much as you have - 6 week minimum filing
More details...on proof required, when there is no DE 6. or 9
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