California Choice provides a new and effective way to meet the changing needs of employees at small California companies; while offering an effective program that would enable business owners to continue subsidizing benefits in the face of rising healthcare premiums.

If you are already a Cal Choice customer, we can help you with Service, IF your Employer sends us a Broker of Record letter.  Otherwise, please contact Cal Choice DIRECTLY at CustomerService@CalChoice.com   

The concept, known as a Defined Contribution Exchange, offers a solution that gives employers the advantage of cost control while achieving a higher level of employee retention through satisfaction. Employees can choose the health plan attributes that specifically fit their needs.

Cal Choice Carrier selection Premium/benefit level Doctor network Formulary Voluntary  vs. buy-up options Core Offerings California Choice offers medical HMO and PPO plans; dental HMO, PPO and EPO; Rx; voluntary vision and multi-choice dental coverage; term life; chiropractic/acupuncture options. Our list of premier carriers include:

You might also consider a Section 125  POP plan, so that the employee's contributions are Tax Deductible.

Learn about HIPAA guaranteed  issue coverage for when COBRA ends 
 

Employees can enroll in any of these Health Plans

• Blue Cross of California (HMO and PPO) 
• Health Net, Elect Open Access, Salud con Health Net and Salud Mexico
• Kaiser Permanente Sharp Health Plan Western Health Advantage
• Sharp
• Western Health Advantage

Employer advantages

• Exceptional cost control
• Guaranteed rates for 12 months
• Full choice program offering 8 benefit levels
• Multiple carriers and formulary options
• Extensive provider network
• Simple and efficient online administration
• Single source billing
• Full team support from enrollment through renewal Highly effective recruitment and retention tool
• Instant FREE 24/7 Online Quotes - and other top companies

Employee advantages

The freedom to choose the healthcare that suits their individual needs

Larger doctor network

Enhanced formulary options

The ability to access and update plan information,

Obtain forms 24/7

Enrollment Guide for Employees

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